Call reports 2009
BANK OF CHARLOTTE COUNTY, THE — 2009
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 118,865,000 | 116,640,000 | 115,710,000 | 117,234,000 |
| Total loans | 86,992,000 | 85,425,000 | 82,884,000 | 84,368,000 |
| Allowance for loan losses | 1,202,000 | 1,204,000 | 1,220,000 | 1,286,000 |
| Securities available for sale | 19,564,000 | 20,681,000 | 22,886,000 | 23,509,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,703,000 | 96,694,000 | 94,873,000 | 97,098,000 |
| Interest-bearing deposits | 82,814,000 | 81,712,000 | 79,532,000 | 81,073,000 |
| Noninterest-bearing deposits | 15,889,000 | 14,982,000 | 15,341,000 | 16,025,000 |
| Equity capital | 14,516,000 | 14,630,000 | 15,296,000 | 14,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,874,000 | 3,745,000 | 5,538,000 | 7,337,000 |
| Interest expense | 627,000 | 1,207,000 | 1,755,000 | 2,265,000 |
| Net interest income | 1,247,000 | 2,538,000 | 3,783,000 | 5,072,000 |
| Noninterest income | 129,000 | 275,000 | 406,000 | 531,000 |
| Noninterest expense | 853,000 | 1,787,000 | 2,677,000 | 3,440,000 |
| Provision for loan losses | 30,000 | 40,000 | 60,000 | 225,000 |
| Pretax income | 496,000 | 993,000 | 1,459,000 | 1,945,000 |
| Income tax | 140,000 | 270,000 | 420,000 | 516,000 |
| Net income | 356,000 | 723,000 | 1,039,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,463,000 | 14,530,000 | 14,846,000 | 14,536,000 |
| Total capital | 15,455,000 | 15,628,000 | 15,906,000 | 15,624,000 |
| Risk-weighted assets | 79,135,000 | 88,626,000 | 84,645,000 | 86,817,000 |
Machine access — free, no API key
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