Call reports 2008
BANK OF CHARLOTTE COUNTY, THE — 2008
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 116,931,000 | 114,757,000 | 112,600,000 | 117,690,000 |
| Total loans | 84,057,000 | 86,179,000 | 88,128,000 | 88,677,000 |
| Allowance for loan losses | 1,086,000 | 1,093,000 | 1,076,000 | 1,164,000 |
| Securities available for sale | 22,484,000 | 21,189,000 | 17,792,000 | 19,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,915,000 | 95,023,000 | 92,318,000 | 98,182,000 |
| Interest-bearing deposits | 81,255,000 | 79,159,000 | 75,849,000 | 83,671,000 |
| Noninterest-bearing deposits | 15,660,000 | 15,864,000 | 16,469,000 | 14,511,000 |
| Equity capital | 14,348,000 | 14,435,000 | 14,667,000 | 14,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,005,000 | 3,956,000 | 5,910,000 | 7,784,000 |
| Interest expense | 732,000 | 1,434,000 | 2,128,000 | 2,822,000 |
| Net interest income | 1,273,000 | 2,522,000 | 3,782,000 | 4,962,000 |
| Noninterest income | 107,000 | 243,000 | 374,000 | 620,000 |
| Noninterest expense | 888,000 | 1,753,000 | 2,645,000 | 3,422,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 135,000 |
| Pretax income | 484,000 | 1,006,000 | 1,525,000 | 2,059,000 |
| Income tax | 150,000 | 300,000 | 455,000 | 561,000 |
| Net income | 334,000 | 706,000 | 1,070,000 | 1,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,143,000 | 14,515,000 | 14,879,000 | 14,107,000 |
| Total capital | 15,176,000 | 15,588,000 | 15,955,000 | 15,207,000 |
| Risk-weighted assets | 82,565,000 | 85,786,000 | 86,614,000 | 87,962,000 |
Machine access — free, no API key
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