Call reports 2007
BANK OF CHARLOTTE COUNTY, THE — 2007
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 117,276,000 | 111,219,000 | 109,044,000 | 114,611,000 |
| Total loans | 81,570,000 | 79,837,000 | 82,305,000 | 83,920,000 |
| Allowance for loan losses | 1,112,000 | 1,051,000 | 1,024,000 | 1,082,000 |
| Securities available for sale | 25,345,000 | 26,065,000 | 20,641,000 | 22,222,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,890,000 | 97,082,000 | 94,018,000 | 95,407,000 |
| Interest-bearing deposits | 88,478,000 | 82,587,000 | 16,455,000 | 80,219,000 |
| Noninterest-bearing deposits | 14,412,000 | 14,495,000 | 77,563,000 | 15,188,000 |
| Equity capital | 13,732,000 | 13,797,000 | 14,361,000 | 13,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,059,000 | 4,025,000 | 5,988,000 | 8,173,000 |
| Interest expense | 761,000 | 1,512,000 | 2,222,000 | 2,953,000 |
| Net interest income | 1,298,000 | 2,513,000 | 3,766,000 | 5,220,000 |
| Noninterest income | 105,000 | 221,000 | 338,000 | 466,000 |
| Noninterest expense | 846,000 | 1,712,000 | 2,526,000 | 3,366,000 |
| Provision for loan losses | 50,000 | 70,000 | 90,000 | 90,000 |
| Pretax income | 507,000 | 943,000 | 1,462,000 | 2,204,000 |
| Income tax | 155,000 | 295,000 | 450,000 | 607,000 |
| Net income | 352,000 | 648,000 | 1,012,000 | 1,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,764,000 | 14,059,000 | 14,424,000 | 13,809,000 |
| Total capital | 14,638,000 | 15,039,000 | 15,421,000 | 14,842,000 |
| Risk-weighted assets | 69,712,000 | 78,352,000 | 79,744,000 | 82,567,000 |
Machine access — free, no API key
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