Call reports 2006
BANK OF CHARLOTTE COUNTY, THE — 2006
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 117,329,000 | 113,281,000 | 112,493,000 | 115,397,000 |
| Total loans | 86,388,000 | 85,580,000 | 85,044,000 | 83,679,000 |
| Allowance for loan losses | 1,358,000 | 1,249,000 | 1,034,000 | 1,086,000 |
| Securities available for sale | 19,898,000 | 19,949,000 | 18,938,000 | 20,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,412,000 | 99,521,000 | 97,942,000 | 101,713,000 |
| Interest-bearing deposits | 85,608,000 | 84,190,000 | 83,488,000 | 87,323,000 |
| Noninterest-bearing deposits | 17,804,000 | 15,331,000 | 14,454,000 | 14,390,000 |
| Equity capital | 13,292,000 | 13,550,000 | 13,962,000 | 13,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,023,000 | 5,900,000 | 7,948,000 |
| Interest expense | 660,000 | 1,320,000 | 2,007,000 | 2,727,000 |
| Net interest income | 1,354,000 | 2,703,000 | 3,893,000 | 5,221,000 |
| Noninterest income | 101,000 | 237,000 | 347,000 | 494,000 |
| Noninterest expense | 884,000 | 1,750,000 | 2,585,000 | 3,454,000 |
| Provision for loan losses | 15,000 | 40,000 | 125,000 | 265,000 |
| Pretax income | 561,000 | 1,155,000 | 1,529,000 | 1,996,000 |
| Income tax | 180,000 | 372,000 | 529,000 | 593,000 |
| Net income | 381,000 | 783,000 | 1,000,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,398,000 | 13,799,000 | 14,015,000 | 13,411,000 |
| Total capital | 14,403,000 | 14,778,000 | 14,994,000 | 14,402,000 |
| Risk-weighted assets | 80,036,000 | 78,014,000 | 78,280,000 | 79,220,000 |
Machine access — free, no API key
Every figure shown here about BANK OF CHARLOTTE COUNTY, THE — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.