Call reports 2005
BANK OF CHARLOTTE COUNTY, THE — 2005
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 109,542,000 | 110,053,000 | 109,882,000 | 114,642,000 |
| Total loans | 81,832,000 | 83,885,000 | 83,395,000 | 84,232,000 |
| Allowance for loan losses | 1,286,000 | 1,303,000 | 1,338,000 | 1,350,000 |
| Securities available for sale | 19,294,000 | 19,613,000 | 18,714,000 | 18,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,271,000 | 96,681,000 | 95,854,000 | 101,419,000 |
| Interest-bearing deposits | 82,236,000 | 83,127,000 | 81,354,000 | 86,857,000 |
| Noninterest-bearing deposits | 14,035,000 | 13,554,000 | 14,500,000 | 14,562,000 |
| Equity capital | 12,671,000 | 13,173,000 | 13,507,000 | 12,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,777,000 | 3,616,000 | 5,543,000 | 7,452,000 |
| Interest expense | 535,000 | 1,095,000 | 1,703,000 | 2,329,000 |
| Net interest income | 1,242,000 | 2,521,000 | 3,840,000 | 5,123,000 |
| Noninterest income | 78,000 | 201,000 | 310,000 | 399,000 |
| Noninterest expense | 792,000 | 1,621,000 | 2,437,000 | 3,259,000 |
| Provision for loan losses | 60,000 | 80,000 | 120,000 | 140,000 |
| Pretax income | 468,000 | 1,021,000 | 1,592,000 | 2,122,000 |
| Income tax | 170,000 | 354,000 | 519,000 | 641,000 |
| Net income | 298,000 | 667,000 | 1,073,000 | 1,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,634,000 | 13,003,000 | 13,408,000 | 13,016,000 |
| Total capital | 13,589,000 | 13,974,000 | 14,351,000 | 14,000,000 |
| Risk-weighted assets | 76,060,000 | 77,376,000 | 76,875,000 | 78,386,000 |
Machine access — free, no API key
Every figure shown here about BANK OF CHARLOTTE COUNTY, THE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.