Call reports 2004
BANK OF CHARLOTTE COUNTY, THE — 2004
What BANK OF CHARLOTTE COUNTY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 107,888,000 | 107,128,000 | 106,506,000 | 108,478,000 |
| Total loans | 79,242,000 | 80,943,000 | 81,827,000 | 81,416,000 |
| Allowance for loan losses | 1,112,000 | 1,167,000 | 1,181,000 | 1,200,000 |
| Securities available for sale | 18,329,000 | 18,707,000 | 18,157,000 | 18,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,401,000 | 94,297,000 | 92,835,000 | 95,459,000 |
| Interest-bearing deposits | 80,308,000 | 80,681,000 | 78,504,000 | 81,889,000 |
| Noninterest-bearing deposits | 14,093,000 | 13,616,000 | 14,331,000 | 13,570,000 |
| Equity capital | 12,770,000 | 12,608,000 | 13,162,000 | 12,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,442,000 | 5,209,000 | 6,939,000 |
| Interest expense | 498,000 | 991,000 | 1,500,000 | 2,020,000 |
| Net interest income | 1,216,000 | 2,451,000 | 3,709,000 | 4,919,000 |
| Noninterest income | 315,000 | 427,000 | 514,000 | 640,000 |
| Noninterest expense | 763,000 | 1,552,000 | 2,376,000 | 3,156,000 |
| Provision for loan losses | 135,000 | 190,000 | 247,000 | 292,000 |
| Pretax income | 650,000 | 1,138,000 | 1,604,000 | 2,117,000 |
| Income tax | 200,000 | 358,000 | 520,000 | 587,000 |
| Net income | 450,000 | 780,000 | 1,084,000 | 1,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,155,000 | 12,485,000 | 12,789,000 | 12,335,000 |
| Total capital | 13,086,000 | 13,418,000 | 13,721,000 | 13,265,000 |
| Risk-weighted assets | 75,054,000 | 76,725,000 | 76,200,000 | 76,269,000 |
Machine access — free, no API key
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