Call reports 2026
BAYVANGUARD BANK — 2026
What BAYVANGUARD BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 901,609,000 | 868,706,000 |
| Total loans | 735,366,000 | 710,372,000 |
| Allowance for loan losses | 6,399,000 | 6,214,000 |
| Securities available for sale | 32,890,000 | 32,218,000 |
| Securities held to maturity | 5,692,000 | 5,647,000 |
| Trading assets | 0 | 0 |
| Total deposits | 686,638,000 | 689,121,000 |
| Interest-bearing deposits | 541,201,000 | 546,368,000 |
| Noninterest-bearing deposits | 145,437,000 | 142,753,000 |
| Equity capital | 161,893,000 | 162,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 12,081,000 | 24,287,000 |
| Interest expense | 3,119,000 | 5,934,000 |
| Net interest income | 8,962,000 | 18,353,000 |
| Noninterest income | 527,000 | 996,000 |
| Noninterest expense | 7,514,000 | 12,860,000 |
| Provision for loan losses | -57,000 | -256,000 |
| Pretax income | 1,986,000 | 6,715,000 |
| Income tax | 947,000 | 2,216,000 |
| Net income | 1,039,000 | 4,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 149,768,000 | 150,618,000 |
| Total capital | 156,311,000 | 156,959,000 |
| Risk-weighted assets | 704,084,000 | 672,522,000 |