Call report 2025Q4
BAYVANGUARD BANK — 2025Q4
The 22 measures BAYVANGUARD BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 903,014,000 | USD | evidence → |
| Total loans | 754,575,000 | USD | evidence → |
| Allowance for loan losses | 6,438,000 | USD | evidence → |
| Securities available for sale | 33,226,000 | USD | evidence → |
| Securities held to maturity | 5,738,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 689,285,000 | USD | evidence → |
| Interest-bearing deposits | 542,828,000 | USD | evidence → |
| Noninterest-bearing deposits | 146,457,000 | USD | evidence → |
| Equity capital | 160,152,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,693,000 | USD | evidence → |
| Interest expense | 11,593,000 | USD | evidence → |
| Net interest income | 38,100,000 | USD | evidence → |
| Noninterest income | 2,723,000 | USD | evidence → |
| Noninterest expense | 23,049,000 | USD | evidence → |
| Provision for loan losses | -2,168,000 | USD | evidence → |
| Pretax income | 20,202,000 | USD | evidence → |
| Income tax | 5,617,000 | USD | evidence → |
| Net income | 14,585,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 147,851,000 | USD | evidence → |
| Total capital | 154,386,000 | USD | evidence → |
| Risk-weighted assets | 699,820,000 | USD | evidence → |