Call report 2023Q4
BAYVANGUARD BANK — 2023Q4
The 22 measures BAYVANGUARD BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 876,476,000 | USD | evidence → |
| Total loans | 704,770,000 | USD | evidence → |
| Allowance for loan losses | 8,554,000 | USD | evidence → |
| Securities available for sale | 34,781,000 | USD | evidence → |
| Securities held to maturity | 10,215,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 683,132,000 | USD | evidence → |
| Interest-bearing deposits | 495,466,000 | USD | evidence → |
| Noninterest-bearing deposits | 187,666,000 | USD | evidence → |
| Equity capital | 175,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 43,384,000 | USD | evidence → |
| Interest expense | 7,304,000 | USD | evidence → |
| Net interest income | 36,080,000 | USD | evidence → |
| Noninterest income | 3,748,000 | USD | evidence → |
| Noninterest expense | 19,179,000 | USD | evidence → |
| Provision for loan losses | 42,000 | USD | evidence → |
| Pretax income | 20,694,000 | USD | evidence → |
| Income tax | 5,351,000 | USD | evidence → |
| Net income | 15,343,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 162,125,000 | USD | evidence → |
| Total capital | 170,571,000 | USD | evidence → |
| Risk-weighted assets | 675,390,000 | USD | evidence → |