Call report 2014Q4
BAYVANGUARD BANK — 2014Q4
The 22 measures BAYVANGUARD BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 170,983,000 | USD | evidence → |
| Total loans | 131,693,000 | USD | evidence → |
| Allowance for loan losses | 1,836,000 | USD | evidence → |
| Securities available for sale | 2,127,000 | USD | evidence → |
| Securities held to maturity | 11,285,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,019,000 | USD | evidence → |
| Interest-bearing deposits | 134,387,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,632,000 | USD | evidence → |
| Equity capital | 19,800,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,378,000 | USD | evidence → |
| Interest expense | 746,000 | USD | evidence → |
| Net interest income | 6,632,000 | USD | evidence → |
| Noninterest income | 640,000 | USD | evidence → |
| Noninterest expense | 5,234,000 | USD | evidence → |
| Provision for loan losses | 730,000 | USD | evidence → |
| Pretax income | 1,308,000 | USD | evidence → |
| Income tax | 499,000 | USD | evidence → |
| Net income | 809,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,879,000 | USD | evidence → |
| Total capital | 19,149,000 | USD | evidence → |
| Risk-weighted assets | 100,981,000 | USD | evidence → |