Call reports 2007
AMERIKA SAMOA BANK — 2007
What AMERIKA SAMOA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,988,000 | 118,830,000 | 118,255,000 | 118,208,000 |
| Total loans | 94,327,000 | 96,428,000 | 97,293,000 | 100,650,000 |
| Allowance for loan losses | 1,510,000 | 1,439,000 | 1,423,000 | 1,474,000 |
| Securities available for sale | 9,000 | 9,000 | 8,000 | 8,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,807,000 | 95,259,000 | 97,652,000 | 94,694,000 |
| Interest-bearing deposits | 81,907,000 | 79,162,000 | 80,584,000 | 72,396,000 |
| Noninterest-bearing deposits | 16,900,000 | 16,097,000 | 17,068,000 | 22,298,000 |
| Equity capital | 14,355,000 | 14,860,000 | 15,486,000 | 15,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,969,000 | 6,049,000 | 9,208,000 | 12,322,000 |
| Interest expense | 837,000 | 1,675,000 | 2,585,000 | 3,476,000 |
| Net interest income | 2,132,000 | 4,374,000 | 6,623,000 | 8,846,000 |
| Noninterest income | 396,000 | 809,000 | 1,236,000 | 1,689,000 |
| Noninterest expense | 1,811,000 | 3,665,000 | 5,134,000 | 7,024,000 |
| Provision for loan losses | 508,000 | 464,000 | 525,000 | 597,000 |
| Pretax income | 209,000 | 1,054,000 | 2,200,000 | 2,914,000 |
| Income tax | 114,000 | 454,000 | 974,000 | 1,272,000 |
| Net income | 95,000 | 600,000 | 1,226,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,355,000 | 14,860,000 | 15,486,000 | 15,902,000 |
| Total capital | 15,364,000 | 15,889,000 | 16,515,000 | 16,962,000 |
| Risk-weighted assets | 80,249,000 | 81,904,000 | 81,889,000 | 84,348,000 |