Call reports 2005
AMERIKA SAMOA BANK — 2005
What AMERIKA SAMOA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 88,112,000 | 88,971,000 | 95,899,000 | 101,771,000 |
| Total loans | 72,211,000 | 75,158,000 | 78,675,000 | 82,449,000 |
| Allowance for loan losses | 1,736,000 | 1,818,000 | 1,873,000 | 1,207,000 |
| Securities available for sale | 18,000 | 16,000 | 16,000 | 16,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,957,000 | 77,188,000 | 83,239,000 | 88,851,000 |
| Interest-bearing deposits | 58,745,000 | 59,414,000 | 67,048,000 | 71,101,000 |
| Noninterest-bearing deposits | 18,212,000 | 17,774,000 | 16,191,000 | 17,750,000 |
| Equity capital | 9,943,000 | 10,546,000 | 11,066,000 | 12,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 4,231,000 | 6,574,000 | 9,088,000 |
| Interest expense | 301,000 | 619,000 | 1,014,000 | 1,445,000 |
| Net interest income | 1,716,000 | 3,612,000 | 5,560,000 | 7,643,000 |
| Noninterest income | 352,000 | 964,000 | 1,461,000 | 1,947,000 |
| Noninterest expense | 1,334,000 | 2,676,000 | 4,092,000 | 5,700,000 |
| Provision for loan losses | 136,000 | 272,000 | 423,000 | 398,000 |
| Pretax income | 598,000 | 1,628,000 | 2,506,000 | 3,492,000 |
| Income tax | 252,000 | 679,000 | 1,037,000 | 1,373,000 |
| Net income | 346,000 | 949,000 | 1,469,000 | 2,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,943,000 | 10,546,000 | 11,066,000 | 12,336,000 |
| Total capital | 10,728,000 | 11,352,000 | 11,918,000 | 13,221,000 |
| Risk-weighted assets | 61,825,000 | 63,431,000 | 67,162,000 | 70,442,000 |