Call reports 2004
AMERIKA SAMOA BANK — 2004
What AMERIKA SAMOA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 79,308,000 | 78,437,000 | 73,796,000 | 86,572,000 |
| Total loans | 61,683,000 | 62,951,000 | 64,984,000 | 70,098,000 |
| Allowance for loan losses | 1,402,000 | 1,507,000 | 1,598,000 | 1,664,000 |
| Securities available for sale | 29,000 | 27,000 | 21,000 | 19,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,683,000 | 66,992,000 | 64,228,000 | 76,269,000 |
| Interest-bearing deposits | 52,590,000 | 50,340,000 | 47,376,000 | 57,764,000 |
| Noninterest-bearing deposits | 16,093,000 | 16,652,000 | 16,852,000 | 18,505,000 |
| Equity capital | 8,675,000 | 9,029,000 | 9,217,000 | 9,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,641,000 | 3,361,000 | 5,119,000 | 7,042,000 |
| Interest expense | 240,000 | 483,000 | 704,000 | 954,000 |
| Net interest income | 1,401,000 | 2,878,000 | 4,415,000 | 6,088,000 |
| Noninterest income | 354,000 | 711,000 | 1,106,000 | 1,446,000 |
| Noninterest expense | 983,000 | 2,094,000 | 3,523,000 | 4,777,000 |
| Provision for loan losses | 126,000 | 250,000 | 381,000 | 513,000 |
| Pretax income | 646,000 | 1,245,000 | 1,617,000 | 2,244,000 |
| Income tax | 257,000 | 502,000 | 686,000 | 933,000 |
| Net income | 389,000 | 743,000 | 931,000 | 1,311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,675,000 | 9,029,000 | 9,217,000 | 9,597,000 |
| Total capital | 9,361,000 | 9,722,000 | 9,919,000 | 10,370,000 |
| Risk-weighted assets | 54,137,000 | 54,599,000 | 55,286,000 | 60,927,000 |