Call reports 2003
AMERIKA SAMOA BANK — 2003
What AMERIKA SAMOA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 76,824,000 | 76,438,000 | 83,268,000 | 73,133,000 |
| Total loans | 55,855,000 | 57,144,000 | 58,702,000 | 61,637,000 |
| Allowance for loan losses | 1,413,000 | 1,323,000 | 1,301,000 | 1,339,000 |
| Securities available for sale | 46,000 | 38,000 | 32,000 | 30,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,712,000 | 67,125,000 | 73,619,000 | 62,727,000 |
| Interest-bearing deposits | 49,746,000 | 55,494,000 | 56,325,000 | 47,622,000 |
| Noninterest-bearing deposits | 17,966,000 | 11,631,000 | 17,294,000 | 15,105,000 |
| Equity capital | 7,477,000 | 7,919,000 | 8,304,000 | 8,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,597,000 | 3,244,000 | 4,877,000 | 6,568,000 |
| Interest expense | 294,000 | 597,000 | 884,000 | 1,159,000 |
| Net interest income | 1,303,000 | 2,647,000 | 3,993,000 | 5,409,000 |
| Noninterest income | 274,000 | 599,000 | 938,000 | 1,263,000 |
| Noninterest expense | 809,000 | 1,611,000 | 2,480,000 | 4,175,000 |
| Provision for loan losses | 116,000 | 232,000 | 359,000 | 485,000 |
| Pretax income | 652,000 | 1,403,000 | 2,092,000 | 2,012,000 |
| Income tax | 258,000 | 567,000 | 871,000 | 809,000 |
| Net income | 394,000 | 836,000 | 1,221,000 | 1,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,477,000 | 7,919,000 | 8,304,000 | 8,286,000 |
| Total capital | 8,124,000 | 8,569,000 | 8,981,000 | 8,967,000 |
| Risk-weighted assets | 50,972,000 | 51,332,000 | 53,542,000 | 52,992,000 |