Call reports 2025
FARMERS STATE BANK — 2025
What FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 64,870,000 | 62,650,000 | 68,720,000 | 67,970,000 |
| Total loans | 37,215,000 | 36,029,000 | 35,952,000 | 35,371,000 |
| Allowance for loan losses | 506,000 | 501,000 | 477,000 | 406,000 |
| Securities available for sale | 21,148,000 | 20,592,000 | 22,726,000 | 25,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,819,000 | 55,608,000 | 60,814,000 | 60,315,000 |
| Interest-bearing deposits | 53,943,000 | 50,813,000 | 56,149,000 | 55,683,000 |
| Noninterest-bearing deposits | 5,876,000 | 4,795,000 | 4,665,000 | 4,632,000 |
| Equity capital | 1,573,000 | 1,505,000 | 2,294,000 | 2,141,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,523,000 | 2,296,000 | 3,085,000 |
| Interest expense | 340,000 | 622,000 | 909,000 | 1,187,000 |
| Net interest income | 429,000 | 901,000 | 1,387,000 | 1,898,000 |
| Noninterest income | 24,000 | 59,000 | 101,000 | 138,000 |
| Noninterest expense | 468,000 | 938,000 | 1,412,000 | 1,914,000 |
| Provision for loan losses | -3,000 | -3,000 | -3,000 | 393,000 |
| Pretax income | -15,000 | 22,000 | 76,000 | -276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -15,000 | 22,000 | 76,000 | -276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,492,000 | 5,528,000 | 5,582,000 | 5,227,000 |
| Total capital | 6,014,000 | 6,045,000 | 6,075,000 | 5,651,000 |
| Risk-weighted assets | 42,938,000 | 41,567,000 | 42,629,000 | 42,741,000 |