Call reports 2023
FARMERS STATE BANK — 2023
What FARMERS STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 65,839,000 | 62,893,000 | 64,695,000 | 64,825,000 |
| Total loans | 35,153,000 | 36,233,000 | 37,073,000 | 36,590,000 |
| Allowance for loan losses | 496,000 | 496,000 | 496,000 | 495,000 |
| Securities available for sale | 24,446,000 | 23,825,000 | 21,955,000 | 22,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,474,000 | 56,023,000 | 58,374,000 | 57,386,000 |
| Interest-bearing deposits | 52,125,000 | 50,414,000 | 53,422,000 | 51,799,000 |
| Noninterest-bearing deposits | 6,349,000 | 5,608,000 | 4,953,000 | 5,587,000 |
| Equity capital | 1,051,000 | 970,000 | 399,000 | 1,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 605,000 | 1,278,000 | 1,967,000 | 2,723,000 |
| Interest expense | 156,000 | 377,000 | 616,000 | 894,000 |
| Net interest income | 449,000 | 901,000 | 1,351,000 | 1,829,000 |
| Noninterest income | 128,000 | 165,000 | 203,000 | 237,000 |
| Noninterest expense | 447,000 | 866,000 | 1,270,000 | 1,701,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 200,000 | 236,000 | 317,000 |
| Income tax | 0 | 0 | -2,000 | -2,000 |
| Net income | 130,000 | 200,000 | 238,000 | 319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,654,000 | 5,661,000 | 5,691,000 | 5,771,000 |
| Total capital | 6,141,000 | 6,157,000 | 6,187,000 | 6,266,000 |
| Risk-weighted assets | 38,918,000 | 43,521,000 | 44,436,000 | 43,733,000 |