Call reports 2020
FARMERS STATE BANK — 2020
What FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 54,770,000 | 57,461,000 | 59,525,000 | 59,984,000 |
| Total loans | 32,260,000 | 32,980,000 | 30,943,000 | 30,450,000 |
| Allowance for loan losses | 408,000 | 469,000 | 469,000 | 492,000 |
| Securities available for sale | 18,827,000 | 18,826,000 | 20,205,000 | 22,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,735,000 | 50,002,000 | 52,402,000 | 52,888,000 |
| Interest-bearing deposits | 44,366,000 | 45,598,000 | 48,694,000 | 48,568,000 |
| Noninterest-bearing deposits | 3,368,000 | 4,404,000 | 3,707,000 | 4,319,000 |
| Equity capital | 4,943,000 | 5,471,000 | 5,606,000 | 5,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,122,000 | 1,622,000 | 2,168,000 |
| Interest expense | 105,000 | 202,000 | 295,000 | 382,000 |
| Net interest income | 459,000 | 920,000 | 1,327,000 | 1,786,000 |
| Noninterest income | 32,000 | 111,000 | 186,000 | 218,000 |
| Noninterest expense | 372,000 | 729,000 | 1,098,000 | 1,495,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 80,000 |
| Pretax income | 121,000 | 274,000 | 405,000 | 449,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 121,000 | 274,000 | 405,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,022,000 | 5,074,000 | 5,169,000 | 5,213,000 |
| Total capital | 5,425,000 | 5,525,000 | 5,587,000 | 5,616,000 |
| Risk-weighted assets | 32,263,000 | 36,063,000 | 33,374,000 | 32,122,000 |