Call reports 2019
FARMERS STATE BANK — 2019
What FARMERS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,320,000 | 52,240,000 | 55,345,000 | 55,851,000 |
| Total loans | 30,211,000 | 29,446,000 | 31,125,000 | 33,834,000 |
| Allowance for loan losses | 432,000 | 432,000 | 341,000 | 432,000 |
| Securities available for sale | 17,768,000 | 19,519,000 | 18,489,000 | 18,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,438,000 | 46,030,000 | 48,911,000 | 49,236,000 |
| Interest-bearing deposits | 44,858,000 | 42,577,000 | 45,208,000 | 45,275,000 |
| Noninterest-bearing deposits | 3,580,000 | 3,453,000 | 3,703,000 | 3,961,000 |
| Equity capital | 4,392,000 | 4,700,000 | 4,896,000 | 4,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 510,000 | 1,036,000 | 1,567,000 | 2,126,000 |
| Interest expense | 106,000 | 218,000 | 321,000 | 429,000 |
| Net interest income | 404,000 | 818,000 | 1,246,000 | 1,697,000 |
| Noninterest income | 31,000 | 80,000 | 123,000 | 165,000 |
| Noninterest expense | 398,000 | 810,000 | 1,189,000 | 1,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 91,000 |
| Pretax income | 25,000 | 79,000 | 173,000 | 283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 79,000 | 173,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,699,000 | 4,753,000 | 4,847,000 | 4,957,000 |
| Total capital | 5,069,000 | 5,115,000 | 5,188,000 | 5,389,000 |
| Risk-weighted assets | 29,585,000 | 28,970,000 | 31,010,000 | 34,831,000 |