Call reports 2016
FARMERS STATE BANK — 2016
What FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,454,000 | 50,059,000 | 50,287,000 | 51,743,000 |
| Total loans | 21,968,000 | 22,463,000 | 22,422,000 | 24,433,000 |
| Allowance for loan losses | 529,000 | 528,000 | 528,000 | 491,000 |
| Securities available for sale | 25,292,000 | 24,721,000 | 24,129,000 | 25,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,927,000 | 43,299,000 | 43,467,000 | 46,013,000 |
| Interest-bearing deposits | 41,020,000 | 40,115,000 | 40,546,000 | 42,089,000 |
| Noninterest-bearing deposits | 2,907,000 | 3,183,000 | 2,921,000 | 3,924,000 |
| Equity capital | 4,722,000 | 4,916,000 | 4,919,000 | 4,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 837,000 | 1,275,000 | 1,680,000 |
| Interest expense | 59,000 | 114,000 | 172,000 | 230,000 |
| Net interest income | 358,000 | 723,000 | 1,103,000 | 1,450,000 |
| Noninterest income | 38,000 | 91,000 | 124,000 | 170,000 |
| Noninterest expense | 435,000 | 790,000 | 1,173,000 | 1,551,000 |
| Provision for loan losses | 33,000 | 33,000 | 33,000 | 0 |
| Pretax income | -34,000 | 29,000 | 59,000 | 127,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -34,000 | 29,000 | 59,000 | 127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,542,000 | 4,605,000 | 4,635,000 | 4,703,000 |
| Total capital | 4,856,000 | 4,920,000 | 4,947,000 | 5,041,000 |
| Risk-weighted assets | 24,930,000 | 25,034,000 | 24,797,000 | 26,911,000 |