Call reports 2015
FARMERS STATE BANK — 2015
What FARMERS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 53,938,000 | 51,811,000 | 51,125,000 | 51,245,000 |
| Total loans | 27,604,000 | 25,422,000 | 23,309,000 | 22,266,000 |
| Allowance for loan losses | 674,000 | 681,000 | 502,000 | 502,000 |
| Securities available for sale | 20,658,000 | 22,215,000 | 21,551,000 | 24,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,834,000 | 45,925,000 | 45,166,000 | 45,127,000 |
| Interest-bearing deposits | 44,895,000 | 43,159,000 | 42,856,000 | 41,922,000 |
| Noninterest-bearing deposits | 2,939,000 | 2,766,000 | 2,310,000 | 3,206,000 |
| Equity capital | 4,789,000 | 4,539,000 | 4,590,000 | 4,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 920,000 | 1,362,000 | 1,775,000 |
| Interest expense | 57,000 | 111,000 | 166,000 | 227,000 |
| Net interest income | 416,000 | 809,000 | 1,196,000 | 1,548,000 |
| Noninterest income | 34,000 | 31,000 | 79,000 | 126,000 |
| Noninterest expense | 410,000 | 882,000 | 1,265,000 | 1,651,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | -42,000 | 64,000 | 77,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | -42,000 | 64,000 | 77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,389,000 | 4,307,000 | 4,413,000 | 4,426,000 |
| Total capital | 4,767,000 | 4,652,000 | 4,737,000 | 4,744,000 |
| Risk-weighted assets | 30,020,000 | 27,244,000 | 25,819,000 | 25,296,000 |