Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 59,142,000 | 57,294,000 | 55,546,000 | 52,915,000 |
| Total loans | 34,926,000 | 33,264,000 | 31,675,000 | 30,638,000 |
| Allowance for loan losses | 466,000 | 624,000 | 498,000 | 724,000 |
| Securities available for sale | 17,790,000 | 19,186,000 | 18,290,000 | 18,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,511,000 | 50,668,000 | 49,427,000 | 47,005,000 |
| Interest-bearing deposits | 49,408,000 | 47,977,000 | 47,103,000 | 44,005,000 |
| Noninterest-bearing deposits | 3,103,000 | 2,691,000 | 2,323,000 | 3,000,000 |
| Equity capital | 5,423,000 | 5,385,000 | 4,834,000 | 4,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,122,000 | 1,636,000 | 2,141,000 |
| Interest expense | 69,000 | 135,000 | 198,000 | 259,000 |
| Net interest income | 494,000 | 987,000 | 1,438,000 | 1,882,000 |
| Noninterest income | 31,000 | 75,000 | 127,000 | 163,000 |
| Noninterest expense | 440,000 | 892,000 | 1,416,000 | 1,829,000 |
| Provision for loan losses | 7,000 | 187,000 | 633,000 | 1,123,000 |
| Pretax income | 104,000 | 9,000 | -427,000 | -907,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 104,000 | 9,000 | -427,000 | -907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,216,000 | 5,036,000 | 4,573,000 | 4,319,000 |
| Total capital | 5,664,000 | 5,463,000 | 4,987,000 | 4,716,000 |
| Risk-weighted assets | 35,803,000 | 33,947,000 | 33,072,000 | 31,408,000 |