Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 56,453,000 | 56,254,000 | 56,035,000 | 58,805,000 |
| Total loans | 32,690,000 | 33,800,000 | 35,021,000 | 35,908,000 |
| Allowance for loan losses | 493,000 | 388,000 | 395,000 | 457,000 |
| Securities available for sale | 20,237,000 | 19,263,000 | 18,370,000 | 17,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,712,000 | 49,747,000 | 48,545,000 | 50,278,000 |
| Interest-bearing deposits | 47,312,000 | 46,414,000 | 45,760,000 | 46,741,000 |
| Noninterest-bearing deposits | 2,401,000 | 3,333,000 | 2,785,000 | 3,537,000 |
| Equity capital | 5,568,000 | 5,264,000 | 5,224,000 | 5,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 554,000 | 1,110,000 | 1,669,000 | 2,239,000 |
| Interest expense | 75,000 | 147,000 | 221,000 | 286,000 |
| Net interest income | 479,000 | 963,000 | 1,448,000 | 1,953,000 |
| Noninterest income | 50,000 | 110,000 | 140,000 | 219,000 |
| Noninterest expense | 415,000 | 874,000 | 1,303,000 | 1,801,000 |
| Provision for loan losses | 0 | 75,000 | 75,000 | 75,000 |
| Pretax income | 114,000 | 124,000 | 212,000 | 298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 124,000 | 212,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,964,000 | 4,993,000 | 5,059,000 | 5,143,000 |
| Total capital | 5,377,000 | 5,381,000 | 5,454,000 | 5,600,000 |
| Risk-weighted assets | 32,991,000 | 34,281,000 | 35,250,000 | 36,578,000 |