Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,957,000 | 54,229,000 | 55,117,000 | 58,117,000 |
| Total loans | 25,583,000 | 26,105,000 | 27,720,000 | 33,586,000 |
| Allowance for loan losses | 476,000 | 472,000 | 457,000 | 473,000 |
| Securities available for sale | 23,422,000 | 24,186,000 | 22,786,000 | 22,128,000 |
| Securities held to maturity | 70,000 | 70,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,497,000 | 47,642,000 | 48,296,000 | 46,966,000 |
| Interest-bearing deposits | 45,474,000 | 45,715,000 | 46,339,000 | 44,288,000 |
| Noninterest-bearing deposits | 2,023,000 | 1,927,000 | 1,957,000 | 2,678,000 |
| Equity capital | 5,320,000 | 5,406,000 | 5,599,000 | 5,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 526,000 | 1,067,000 | 1,616,000 | 2,157,000 |
| Interest expense | 90,000 | 172,000 | 256,000 | 335,000 |
| Net interest income | 436,000 | 895,000 | 1,360,000 | 1,822,000 |
| Noninterest income | 37,000 | 93,000 | 145,000 | 199,000 |
| Noninterest expense | 400,000 | 809,000 | 1,159,000 | 1,586,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 36,000 |
| Pretax income | 73,000 | 179,000 | 356,000 | 429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 179,000 | 356,000 | 429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,724,000 | 4,753,000 | 4,884,000 | 4,894,000 |
| Total capital | 5,066,000 | 5,098,000 | 5,243,000 | 5,319,000 |
| Risk-weighted assets | 27,191,000 | 27,485,000 | 28,658,000 | 33,989,000 |