Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 51,622,000 | 52,883,000 | 52,605,000 | 49,704,000 |
| Total loans | 24,875,000 | 25,681,000 | 26,360,000 | 26,128,000 |
| Allowance for loan losses | 593,000 | 594,000 | 419,000 | 479,000 |
| Securities available for sale | 20,580,000 | 22,093,000 | 20,953,000 | 20,047,000 |
| Securities held to maturity | 70,000 | 70,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,811,000 | 46,817,000 | 46,264,000 | 43,584,000 |
| Interest-bearing deposits | 43,094,000 | 45,012,000 | 44,465,000 | 41,591,000 |
| Noninterest-bearing deposits | 2,717,000 | 1,806,000 | 1,799,000 | 1,993,000 |
| Equity capital | 4,928,000 | 5,155,000 | 5,404,000 | 5,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,127,000 | 1,699,000 | 2,287,000 |
| Interest expense | 138,000 | 260,000 | 367,000 | 460,000 |
| Net interest income | 437,000 | 867,000 | 1,332,000 | 1,827,000 |
| Noninterest income | 44,000 | 119,000 | 180,000 | 175,000 |
| Noninterest expense | 402,000 | 808,000 | 1,252,000 | 1,652,000 |
| Provision for loan losses | 0 | 0 | 0 | 65,000 |
| Pretax income | 79,000 | 180,000 | 262,000 | 308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 180,000 | 262,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,510,000 | 4,571,000 | 4,648,000 | 4,656,000 |
| Total capital | 4,904,000 | 4,982,000 | 5,053,000 | 4,994,000 |
| Risk-weighted assets | 31,301,000 | 32,664,000 | 32,366,000 | 26,924,000 |