Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,487,000 | 50,100,000 | 51,604,000 | 50,573,000 |
| Total loans | 25,032,000 | 24,710,000 | 25,695,000 | 25,772,000 |
| Allowance for loan losses | 204,000 | 183,000 | 213,000 | 593,000 |
| Securities available for sale | 17,180,000 | 18,008,000 | 21,032,000 | 18,998,000 |
| Securities held to maturity | 70,000 | 70,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,721,000 | 44,185,000 | 45,570,000 | 44,874,000 |
| Interest-bearing deposits | 39,719,000 | 41,175,000 | 42,779,000 | 42,144,000 |
| Noninterest-bearing deposits | 2,002,000 | 3,010,000 | 2,791,000 | 2,730,000 |
| Equity capital | 4,777,000 | 4,789,000 | 5,031,000 | 4,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,158,000 | 1,728,000 | 2,293,000 |
| Interest expense | 180,000 | 359,000 | 533,000 | 686,000 |
| Net interest income | 422,000 | 799,000 | 1,195,000 | 1,607,000 |
| Noninterest income | 84,000 | 145,000 | 277,000 | 333,000 |
| Noninterest expense | 387,000 | 829,000 | 1,174,000 | 1,573,000 |
| Provision for loan losses | 120,000 | 150,000 | 180,000 | 560,000 |
| Pretax income | 68,000 | 37,000 | 190,000 | -121,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 37,000 | 190,000 | -121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 4,315,000 | 4,458,000 | 4,496,000 |
| Total capital | 4,602,000 | 4,498,000 | 4,671,000 | 4,890,000 |
| Risk-weighted assets | 31,727,000 | 28,958,000 | 31,527,000 | 31,334,000 |