Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 47,241,000 | 48,492,000 | 49,062,000 | 45,582,000 |
| Total loans | 25,227,000 | 25,452,000 | 25,174,000 | 25,713,000 |
| Allowance for loan losses | 185,000 | 197,000 | 236,000 | 171,000 |
| Securities available for sale | 17,182,000 | 17,090,000 | 16,578,000 | 16,167,000 |
| Securities held to maturity | 70,000 | 70,000 | 70,000 | 70,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,528,000 | 39,881,000 | 41,157,000 | 39,726,000 |
| Interest-bearing deposits | 36,478,000 | 37,957,000 | 38,812,000 | 37,392,000 |
| Noninterest-bearing deposits | 2,050,000 | 1,924,000 | 2,345,000 | 2,334,000 |
| Equity capital | 4,744,000 | 4,493,000 | 4,770,000 | 4,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,244,000 | 1,850,000 | 2,443,000 |
| Interest expense | 222,000 | 444,000 | 658,000 | 851,000 |
| Net interest income | 395,000 | 800,000 | 1,192,000 | 1,592,000 |
| Noninterest income | 54,000 | 137,000 | 188,000 | 262,000 |
| Noninterest expense | 356,000 | 767,000 | 1,141,000 | 1,520,000 |
| Provision for loan losses | 15,000 | 30,000 | 70,000 | 102,000 |
| Pretax income | 78,000 | 182,000 | 212,000 | 245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 182,000 | 212,000 | 245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,303,000 | 4,315,000 | 4,323,000 | 4,356,000 |
| Total capital | 4,488,000 | 4,512,000 | 4,559,000 | 4,527,000 |
| Risk-weighted assets | 27,704,000 | 28,486,000 | 28,617,000 | 28,337,000 |