Call reports 2008
FARMERS STATE BANK — 2008
What FARMERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 43,784,000 | 44,416,000 | 43,722,000 | 46,446,000 |
| Total loans | 23,914,000 | 24,077,000 | 24,341,000 | 24,831,000 |
| Allowance for loan losses | 169,000 | 184,000 | 184,000 | 183,000 |
| Securities available for sale | 13,378,000 | 15,974,000 | 16,484,000 | 15,572,000 |
| Securities held to maturity | 145,000 | 145,000 | 145,000 | 145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,427,000 | 39,177,000 | 38,074,000 | 38,456,000 |
| Interest-bearing deposits | 34,433,000 | 36,784,000 | 35,906,000 | 35,204,000 |
| Noninterest-bearing deposits | 2,994,000 | 2,393,000 | 2,168,000 | 3,252,000 |
| Equity capital | 4,301,000 | 3,901,000 | 4,284,000 | 4,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 608,000 | 1,237,000 | 1,877,000 | 2,465,000 |
| Interest expense | 284,000 | 570,000 | 840,000 | 1,079,000 |
| Net interest income | 324,000 | 667,000 | 1,037,000 | 1,386,000 |
| Noninterest income | 58,000 | 132,000 | 218,000 | 282,000 |
| Noninterest expense | 379,000 | 720,000 | 1,059,000 | 1,477,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 15,000 |
| Pretax income | 4,000 | 83,000 | 200,000 | 195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,000 | 83,000 | 200,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,143,000 | 4,150,000 | 4,248,000 | 4,243,000 |
| Total capital | 4,312,000 | 4,334,000 | 4,432,000 | 4,426,000 |
| Risk-weighted assets | 25,734,000 | 25,271,000 | 24,895,000 | 27,509,000 |