Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,429,000 | 37,145,000 | 39,587,000 | 40,195,000 |
| Total loans | 21,616,000 | 22,335,000 | 23,765,000 | 23,999,000 |
| Allowance for loan losses | 169,000 | 170,000 | 170,000 | 169,000 |
| Securities available for sale | 11,412,000 | 11,569,000 | 11,317,000 | 11,712,000 |
| Securities held to maturity | 227,000 | 226,000 | 226,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,172,000 | 32,530,000 | 33,958,000 | 34,974,000 |
| Interest-bearing deposits | 30,663,000 | 29,761,000 | 31,349,000 | 32,333,000 |
| Noninterest-bearing deposits | 2,509,000 | 2,769,000 | 2,609,000 | 2,641,000 |
| Equity capital | 3,953,000 | 3,804,000 | 4,035,000 | 4,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,092,000 | 1,669,000 | 2,270,000 |
| Interest expense | 253,000 | 504,000 | 768,000 | 1,060,000 |
| Net interest income | 281,000 | 588,000 | 901,000 | 1,210,000 |
| Noninterest income | 47,000 | 109,000 | 191,000 | 267,000 |
| Noninterest expense | 343,000 | 663,000 | 999,000 | 1,365,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -15,000 | 34,000 | 93,000 | 112,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -15,000 | 34,000 | 93,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,079,000 | 4,102,000 | 4,145,000 | 4,164,000 |
| Total capital | 4,248,000 | 4,272,000 | 4,315,000 | 4,333,000 |
| Risk-weighted assets | 22,868,000 | 23,363,000 | 24,568,000 | 24,809,000 |