Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,687,000 | 36,016,000 | 36,923,000 | 38,580,000 |
| Total loans | 22,575,000 | 22,830,000 | 22,817,000 | 22,552,000 |
| Allowance for loan losses | 178,000 | 178,000 | 174,000 | 169,000 |
| Securities available for sale | 10,341,000 | 10,565,000 | 10,571,000 | 10,992,000 |
| Securities held to maturity | 233,000 | 231,000 | 229,000 | 228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,159,000 | 31,451,000 | 32,255,000 | 33,798,000 |
| Interest-bearing deposits | 29,354,000 | 29,108,000 | 29,794,000 | 31,047,000 |
| Noninterest-bearing deposits | 2,805,000 | 2,343,000 | 2,461,000 | 2,751,000 |
| Equity capital | 3,756,000 | 3,666,000 | 3,848,000 | 3,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 479,000 | 983,000 | 1,501,000 | 2,038,000 |
| Interest expense | 191,000 | 398,000 | 631,000 | 879,000 |
| Net interest income | 288,000 | 585,000 | 870,000 | 1,159,000 |
| Noninterest income | 45,000 | 107,000 | 186,000 | 253,000 |
| Noninterest expense | 379,000 | 697,000 | 1,024,000 | 1,344,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -46,000 | -5,000 | 32,000 | 68,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -46,000 | -5,000 | 32,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,022,000 | 4,046,000 | 4,083,000 | 4,119,000 |
| Total capital | 4,200,000 | 4,224,000 | 4,257,000 | 4,288,000 |
| Risk-weighted assets | 23,804,000 | 22,938,000 | 23,535,000 | 23,798,000 |