Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 37,247,000 | 35,859,000 | 37,920,000 | 35,994,000 |
| Total loans | 21,048,000 | 21,408,000 | 22,242,000 | 22,241,000 |
| Allowance for loan losses | 145,000 | 145,000 | 200,000 | 197,000 |
| Securities available for sale | 9,203,000 | 11,036,000 | 10,786,000 | 10,494,000 |
| Securities held to maturity | 243,000 | 237,000 | 235,000 | 234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,189,000 | 31,686,000 | 32,768,000 | 31,860,000 |
| Interest-bearing deposits | 30,935,000 | 29,499,000 | 30,193,000 | 29,301,000 |
| Noninterest-bearing deposits | 2,254,000 | 2,187,000 | 2,575,000 | 2,559,000 |
| Equity capital | 3,876,000 | 3,961,000 | 3,838,000 | 3,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 932,000 | 1,419,000 | 1,910,000 |
| Interest expense | 140,000 | 286,000 | 456,000 | 644,000 |
| Net interest income | 320,000 | 646,000 | 963,000 | 1,266,000 |
| Noninterest income | 72,000 | 132,000 | 180,000 | 259,000 |
| Noninterest expense | 369,000 | 694,000 | 1,024,000 | 1,316,000 |
| Provision for loan losses | 0 | 0 | 55,000 | 55,000 |
| Pretax income | 23,000 | 84,000 | 64,000 | 154,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 84,000 | 64,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,057,000 | 4,068,000 | 3,999,000 | 4,089,000 |
| Total capital | 4,202,000 | 4,213,000 | 4,199,000 | 4,286,000 |
| Risk-weighted assets | 23,142,000 | 22,941,000 | 24,178,000 | 23,650,000 |