Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 37,140,000 | 35,642,000 | 34,479,000 | 35,735,000 |
| Total loans | 20,990,000 | 21,080,000 | 20,903,000 | 21,546,000 |
| Allowance for loan losses | 151,000 | 151,000 | 145,000 | 145,000 |
| Securities available for sale | 9,783,000 | 10,016,000 | 9,531,000 | 9,245,000 |
| Securities held to maturity | 252,000 | 249,000 | 247,000 | 245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,855,000 | 31,718,000 | 30,253,000 | 31,523,000 |
| Interest-bearing deposits | 30,743,000 | 29,842,000 | 28,481,000 | 29,126,000 |
| Noninterest-bearing deposits | 2,112,000 | 1,876,000 | 1,772,000 | 2,397,000 |
| Equity capital | 4,116,000 | 3,744,000 | 4,018,000 | 3,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 937,000 | 1,401,000 | 1,870,000 |
| Interest expense | 145,000 | 286,000 | 425,000 | 563,000 |
| Net interest income | 329,000 | 651,000 | 976,000 | 1,307,000 |
| Noninterest income | 49,000 | 108,000 | 188,000 | 262,000 |
| Noninterest expense | 290,000 | 589,000 | 860,000 | 1,206,000 |
| Provision for loan losses | 0 | 32,000 | 32,000 | 32,000 |
| Pretax income | 88,000 | 138,000 | 272,000 | 331,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 138,000 | 272,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,969,000 | 3,911,000 | 3,996,000 | 4,055,000 |
| Total capital | 4,120,000 | 4,062,000 | 4,141,000 | 4,200,000 |
| Risk-weighted assets | 23,239,000 | 22,910,000 | 22,620,000 | 23,494,000 |