Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 35,050,000 | 35,139,000 | 35,431,000 | 34,887,000 |
| Total loans | 21,813,000 | 21,718,000 | 21,528,000 | 21,990,000 |
| Allowance for loan losses | 157,000 | 156,000 | 151,000 | 152,000 |
| Securities available for sale | 6,463,000 | 7,583,000 | 8,076,000 | 8,143,000 |
| Securities held to maturity | 497,000 | 491,000 | 487,000 | 384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,768,000 | 30,846,000 | 31,272,000 | 30,743,000 |
| Interest-bearing deposits | 28,774,000 | 28,868,000 | 29,078,000 | 28,436,000 |
| Noninterest-bearing deposits | 1,994,000 | 1,978,000 | 2,194,000 | 2,307,000 |
| Equity capital | 4,034,000 | 4,084,000 | 3,937,000 | 3,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 494,000 | 980,000 | 1,453,000 | 1,938,000 |
| Interest expense | 196,000 | 386,000 | 566,000 | 722,000 |
| Net interest income | 298,000 | 594,000 | 887,000 | 1,216,000 |
| Noninterest income | 50,000 | 113,000 | 162,000 | 247,000 |
| Noninterest expense | 341,000 | 549,000 | 819,000 | 1,148,000 |
| Provision for loan losses | 0 | 0 | 0 | 66,000 |
| Pretax income | 7,000 | 173,000 | 245,000 | 264,000 |
| Income tax | 0 | 0 | 0 | -14,000 |
| Net income | 7,000 | 173,000 | 245,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,800,000 | 3,869,000 | 3,869,000 | 3,902,000 |
| Total capital | 3,957,000 | 4,025,000 | 4,020,000 | 4,054,000 |
| Risk-weighted assets | 22,974,000 | 23,841,000 | 23,580,000 | 23,790,000 |