Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 34,476,000 | 34,722,000 | 34,394,000 | 34,442,000 |
| Total loans | 21,139,000 | 20,961,000 | 21,305,000 | 21,918,000 |
| Allowance for loan losses | 166,000 | 166,000 | 166,000 | 162,000 |
| Securities available for sale | 6,709,000 | 7,712,000 | 8,233,000 | 7,079,000 |
| Securities held to maturity | 548,000 | 545,000 | 538,000 | 499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,367,000 | 30,574,000 | 30,071,000 | 30,113,000 |
| Interest-bearing deposits | 28,635,000 | 28,442,000 | 28,062,000 | 28,082,000 |
| Noninterest-bearing deposits | 1,732,000 | 2,132,000 | 2,009,000 | 2,031,000 |
| Equity capital | 3,749,000 | 3,876,000 | 4,057,000 | 4,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,041,000 | 1,567,000 | 2,086,000 |
| Interest expense | 247,000 | 478,000 | 705,000 | 918,000 |
| Net interest income | 276,000 | 563,000 | 862,000 | 1,168,000 |
| Noninterest income | 29,000 | 78,000 | 116,000 | 177,000 |
| Noninterest expense | 259,000 | 531,000 | 740,000 | 1,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 110,000 | 238,000 | 280,000 |
| Income tax | 5,000 | 11,000 | 11,000 | -3,000 |
| Net income | 41,000 | 99,000 | 227,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,650,000 | 3,664,000 | 3,763,000 | 3,819,000 |
| Total capital | 3,816,000 | 3,830,000 | 3,929,000 | 3,981,000 |
| Risk-weighted assets | 21,593,000 | 21,625,000 | 22,010,000 | 22,342,000 |