Call reports 2026
COMMUNITY BANK OF MEMPHIS — 2026
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 61,450,000 | 63,699,000 |
| Total loans | 24,902,000 | 24,689,000 |
| Allowance for loan losses | 745,000 | 752,000 |
| Securities available for sale | 16,627,000 | 16,888,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 52,922,000 | 55,032,000 |
| Interest-bearing deposits | 39,130,000 | 41,367,000 |
| Noninterest-bearing deposits | 13,792,000 | 13,665,000 |
| Equity capital | 8,291,000 | 8,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 668,000 | 1,377,000 |
| Interest expense | 188,000 | 390,000 |
| Net interest income | 480,000 | 987,000 |
| Noninterest income | 17,000 | 34,000 |
| Noninterest expense | 280,000 | 565,000 |
| Provision for loan losses | 8,000 | 15,000 |
| Pretax income | 209,000 | 441,000 |
| Income tax | 49,000 | 103,000 |
| Net income | 160,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 7,731,000 | 7,909,000 |