Call reports 2025
COMMUNITY BANK OF MEMPHIS — 2025
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 60,348,000 | 59,303,000 | 59,677,000 | 63,386,000 |
| Total loans | 26,943,000 | 26,537,000 | 27,698,000 | 25,739,000 |
| Allowance for loan losses | 714,000 | 721,000 | 729,000 | 737,000 |
| Securities available for sale | 16,235,000 | 16,587,000 | 15,706,000 | 16,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,534,000 | 51,211,000 | 51,247,000 | 54,653,000 |
| Interest-bearing deposits | 34,551,000 | 35,430,000 | 34,210,000 | 36,940,000 |
| Noninterest-bearing deposits | 17,983,000 | 15,781,000 | 17,037,000 | 17,713,000 |
| Equity capital | 7,641,000 | 7,903,000 | 8,180,000 | 8,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,188,000 | 1,851,000 | 2,544,000 |
| Interest expense | 170,000 | 352,000 | 532,000 | 712,000 |
| Net interest income | 387,000 | 836,000 | 1,319,000 | 1,832,000 |
| Noninterest income | 17,000 | 36,000 | 59,000 | 75,000 |
| Noninterest expense | 257,000 | 519,000 | 777,000 | 1,045,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 139,000 | 338,000 | 578,000 | 832,000 |
| Income tax | 32,000 | 77,000 | 130,000 | 184,000 |
| Net income | 107,000 | 261,000 | 448,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,265,000 | 7,419,000 | 7,606,000 | 7,806,000 |