Call reports 2023
COMMUNITY BANK OF MEMPHIS — 2023
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,548,000 | 50,971,000 | 49,714,000 | 50,634,000 |
| Total loans | 25,944,000 | 27,065,000 | 26,716,000 | 26,597,000 |
| Allowance for loan losses | 680,000 | 687,000 | 673,000 | 672,000 |
| Securities available for sale | 15,842,000 | 15,752,000 | 15,037,000 | 15,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,029,000 | 44,400,000 | 42,995,000 | 43,531,000 |
| Interest-bearing deposits | 33,378,000 | 31,209,000 | 29,801,000 | 29,862,000 |
| Noninterest-bearing deposits | 12,651,000 | 13,191,000 | 13,194,000 | 13,669,000 |
| Equity capital | 6,458,000 | 6,483,000 | 6,580,000 | 6,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 906,000 | 1,373,000 | 1,848,000 |
| Interest expense | 57,000 | 135,000 | 229,000 | 338,000 |
| Net interest income | 391,000 | 771,000 | 1,144,000 | 1,510,000 |
| Noninterest income | 16,000 | 32,000 | 53,000 | 69,000 |
| Noninterest expense | 231,000 | 481,000 | 730,000 | 986,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 168,000 | 307,000 | 437,000 | 556,000 |
| Income tax | 40,000 | 74,000 | 107,000 | 125,000 |
| Net income | 128,000 | 233,000 | 330,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,726,000 | 6,831,000 | 6,928,000 | 7,029,000 |