Call reports 2021
COMMUNITY BANK OF MEMPHIS — 2021
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 58,592,000 | 57,260,000 | 57,146,000 | 57,061,000 |
| Total loans | 26,890,000 | 27,139,000 | 26,132,000 | 25,501,000 |
| Allowance for loan losses | 627,000 | 635,000 | 642,000 | 642,000 |
| Securities available for sale | 11,672,000 | 12,395,000 | 12,126,000 | 13,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,731,000 | 50,289,000 | 49,985,000 | 50,005,000 |
| Interest-bearing deposits | 39,043,000 | 37,527,000 | 36,701,000 | 35,988,000 |
| Noninterest-bearing deposits | 12,688,000 | 12,762,000 | 13,284,000 | 14,017,000 |
| Equity capital | 6,711,000 | 6,821,000 | 6,971,000 | 6,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 825,000 | 1,324,000 | 1,692,000 |
| Interest expense | 77,000 | 147,000 | 210,000 | 268,000 |
| Net interest income | 296,000 | 678,000 | 1,114,000 | 1,424,000 |
| Noninterest income | 17,000 | 35,000 | 51,000 | 69,000 |
| Noninterest expense | 238,000 | 463,000 | 692,000 | 885,000 |
| Provision for loan losses | 10,000 | 18,000 | 25,000 | 33,000 |
| Pretax income | 65,000 | 232,000 | 448,000 | 575,000 |
| Income tax | 21,000 | 63,000 | 116,000 | 133,000 |
| Net income | 44,000 | 169,000 | 332,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,027,000 | 6,152,000 | 6,315,000 | 6,425,000 |