Call reports 2020
COMMUNITY BANK OF MEMPHIS — 2020
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 44,542,000 | 50,338,000 | 52,420,000 | 54,767,000 |
| Total loans | 26,065,000 | 27,017,000 | 27,567,000 | 25,891,000 |
| Allowance for loan losses | 581,000 | 597,000 | 610,000 | 617,000 |
| Securities available for sale | 7,796,000 | 7,540,000 | 9,025,000 | 10,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,730,000 | 43,460,000 | 45,449,000 | 47,805,000 |
| Interest-bearing deposits | 29,412,000 | 32,535,000 | 35,506,000 | 36,967,000 |
| Noninterest-bearing deposits | 8,318,000 | 10,925,000 | 9,943,000 | 10,838,000 |
| Equity capital | 6,609,000 | 6,685,000 | 6,754,000 | 6,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 817,000 | 1,225,000 | 1,630,000 |
| Interest expense | 74,000 | 148,000 | 227,000 | 308,000 |
| Net interest income | 334,000 | 669,000 | 998,000 | 1,322,000 |
| Noninterest income | 24,000 | 37,000 | 54,000 | 69,000 |
| Noninterest expense | 216,000 | 433,000 | 656,000 | 897,000 |
| Provision for loan losses | 10,000 | 26,000 | 39,000 | 50,000 |
| Pretax income | 132,000 | 247,000 | 357,000 | 444,000 |
| Income tax | 35,000 | 67,000 | 97,000 | 117,000 |
| Net income | 97,000 | 180,000 | 260,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,812,000 | 5,895,000 | 5,975,000 | 6,042,000 |