Call reports 2019
COMMUNITY BANK OF MEMPHIS — 2019
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 46,421,000 | 47,463,000 | 45,221,000 | 43,869,000 |
| Total loans | 25,151,000 | 25,835,000 | 26,049,000 | 25,205,000 |
| Allowance for loan losses | 544,000 | 556,000 | 566,000 | 571,000 |
| Securities available for sale | 11,406,000 | 10,747,000 | 10,263,000 | 9,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,088,000 | 40,946,000 | 38,563,000 | 37,133,000 |
| Interest-bearing deposits | 33,386,000 | 32,798,000 | 30,883,000 | 28,753,000 |
| Noninterest-bearing deposits | 6,702,000 | 8,148,000 | 7,680,000 | 8,380,000 |
| Equity capital | 6,151,000 | 6,343,000 | 6,469,000 | 6,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 867,000 | 1,314,000 | 1,740,000 |
| Interest expense | 77,000 | 158,000 | 238,000 | 319,000 |
| Net interest income | 350,000 | 709,000 | 1,076,000 | 1,421,000 |
| Noninterest income | 25,000 | 47,000 | 66,000 | 92,000 |
| Noninterest expense | 213,000 | 419,000 | 630,000 | 861,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 42,000 |
| Pretax income | 152,000 | 316,000 | 481,000 | 610,000 |
| Income tax | 39,000 | 81,000 | 123,000 | 151,000 |
| Net income | 113,000 | 235,000 | 358,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,486,000 | 5,609,000 | 5,732,000 | 5,832,000 |
| Total capital | 5,804,000 | 5,934,000 | 6,058,000 | 6,148,000 |
| Risk-weighted assets | 25,261,000 | 25,804,000 | 25,917,000 | 25,058,000 |