Call reports 2018
COMMUNITY BANK OF MEMPHIS — 2018
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,740,000 | 47,696,000 | 47,804,000 | 47,487,000 |
| Total loans | 25,644,000 | 26,373,000 | 26,302,000 | 25,965,000 |
| Allowance for loan losses | 507,000 | 517,000 | 527,000 | 534,000 |
| Securities available for sale | 11,383,000 | 11,354,000 | 12,804,000 | 11,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,844,000 | 41,811,000 | 41,789,000 | 41,287,000 |
| Interest-bearing deposits | 35,335,000 | 34,062,000 | 33,783,000 | 32,631,000 |
| Noninterest-bearing deposits | 8,509,000 | 7,749,000 | 8,006,000 | 8,656,000 |
| Equity capital | 5,712,000 | 5,755,000 | 5,861,000 | 6,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 412,000 | 844,000 | 1,289,000 | 1,741,000 |
| Interest expense | 74,000 | 149,000 | 225,000 | 303,000 |
| Net interest income | 338,000 | 695,000 | 1,064,000 | 1,438,000 |
| Noninterest income | 25,000 | 52,000 | 75,000 | 104,000 |
| Noninterest expense | 211,000 | 423,000 | 625,000 | 842,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 141,000 | 303,000 | 482,000 | 658,000 |
| Income tax | 35,000 | 76,000 | 120,000 | 158,000 |
| Net income | 106,000 | 227,000 | 362,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,156,000 | 5,218,000 | 5,353,000 | 5,491,000 |
| Total capital | 5,472,000 | 5,552,000 | 5,686,000 | 5,820,000 |
| Risk-weighted assets | 25,160,000 | 26,553,000 | 26,492,000 | 26,175,000 |