Call reports 2017
COMMUNITY BANK OF MEMPHIS — 2017
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,025,000 | 47,257,000 | 48,840,000 | 51,726,000 |
| Total loans | 25,486,000 | 26,114,000 | 26,468,000 | 25,185,000 |
| Allowance for loan losses | 471,000 | 483,000 | 495,000 | 494,000 |
| Securities available for sale | 11,783,000 | 12,075,000 | 12,073,000 | 11,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,308,000 | 41,494,000 | 42,967,000 | 45,885,000 |
| Interest-bearing deposits | 33,490,000 | 33,175,000 | 31,953,000 | 35,825,000 |
| Noninterest-bearing deposits | 8,818,000 | 8,319,000 | 11,014,000 | 10,060,000 |
| Equity capital | 5,434,000 | 5,499,000 | 5,596,000 | 5,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 374,000 | 767,000 | 1,172,000 | 1,589,000 |
| Interest expense | 62,000 | 126,000 | 192,000 | 267,000 |
| Net interest income | 312,000 | 641,000 | 980,000 | 1,322,000 |
| Noninterest income | 25,000 | 49,000 | 76,000 | 100,000 |
| Noninterest expense | 195,000 | 386,000 | 582,000 | 801,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 131,000 | 283,000 | 442,000 | 579,000 |
| Income tax | 50,000 | 107,000 | 167,000 | 157,000 |
| Net income | 81,000 | 176,000 | 275,000 | 422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,559,000 | 4,595,000 | 4,694,000 | 5,050,000 |
| Total capital | 4,872,000 | 4,917,000 | 5,019,000 | 5,363,000 |
| Risk-weighted assets | 24,905,000 | 25,624,000 | 25,866,000 | 24,903,000 |