Call reports 2016
COMMUNITY BANK OF MEMPHIS — 2016
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 45,087,000 | 45,343,000 | 44,724,000 | 47,074,000 |
| Total loans | 23,002,000 | 24,556,000 | 25,517,000 | 24,914,000 |
| Allowance for loan losses | 441,000 | 451,000 | 448,000 | 458,000 |
| Securities available for sale | 10,941,000 | 11,060,000 | 10,137,000 | 11,185,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,513,000 | 39,713,000 | 39,028,000 | 41,493,000 |
| Interest-bearing deposits | 32,578,000 | 33,671,000 | 31,955,000 | 33,723,000 |
| Noninterest-bearing deposits | 6,935,000 | 6,042,000 | 7,073,000 | 7,770,000 |
| Equity capital | 5,230,000 | 5,293,000 | 5,352,000 | 5,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 711,000 | 1,087,000 | 1,455,000 |
| Interest expense | 64,000 | 129,000 | 193,000 | 258,000 |
| Net interest income | 285,000 | 582,000 | 894,000 | 1,197,000 |
| Noninterest income | 20,000 | 43,000 | 69,000 | 96,000 |
| Noninterest expense | 199,000 | 389,000 | 579,000 | 765,000 |
| Provision for loan losses | 11,000 | 21,000 | 32,000 | 42,000 |
| Pretax income | 95,000 | 215,000 | 352,000 | 486,000 |
| Income tax | 36,000 | 80,000 | 130,000 | 174,000 |
| Net income | 59,000 | 135,000 | 222,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,284,000 | 4,301,000 | 4,388,000 | 4,478,000 |
| Total capital | 4,564,000 | 4,600,000 | 4,700,000 | 4,784,000 |
| Risk-weighted assets | 22,283,000 | 23,769,000 | 24,845,000 | 24,389,000 |