Call reports 2015
COMMUNITY BANK OF MEMPHIS — 2015
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 44,481,000 | 44,545,000 | 45,709,000 | 45,218,000 |
| Total loans | 23,049,000 | 23,755,000 | 23,552,000 | 22,991,000 |
| Allowance for loan losses | 409,000 | 419,000 | 426,000 | 430,000 |
| Securities available for sale | 11,588,000 | 11,845,000 | 10,937,000 | 11,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,146,000 | 39,223,000 | 40,265,000 | 39,824,000 |
| Interest-bearing deposits | 32,790,000 | 33,218,000 | 32,892,000 | 33,062,000 |
| Noninterest-bearing deposits | 6,356,000 | 6,005,000 | 7,373,000 | 6,762,000 |
| Equity capital | 4,995,000 | 5,025,000 | 5,116,000 | 5,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 689,000 | 1,046,000 | 1,399,000 |
| Interest expense | 69,000 | 138,000 | 206,000 | 273,000 |
| Net interest income | 272,000 | 551,000 | 840,000 | 1,126,000 |
| Noninterest income | 22,000 | 44,000 | 66,000 | 74,000 |
| Noninterest expense | 207,000 | 404,000 | 605,000 | 802,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 42,000 |
| Pretax income | 77,000 | 170,000 | 270,000 | 356,000 |
| Income tax | 29,000 | 64,000 | 101,000 | 128,000 |
| Net income | 48,000 | 106,000 | 169,000 | 228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,045,000 | 4,103,000 | 4,166,000 | 4,225,000 |
| Total capital | 4,319,000 | 4,383,000 | 4,450,000 | 4,503,000 |
| Risk-weighted assets | 21,838,000 | 22,307,000 | 22,638,000 | 22,089,000 |