Call reports 2014
COMMUNITY BANK OF MEMPHIS — 2014
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 42,313,000 | 42,758,000 | 41,904,000 | 43,156,000 |
| Total loans | 21,759,000 | 22,562,000 | 23,878,000 | 22,832,000 |
| Allowance for loan losses | 367,000 | 378,000 | 388,000 | 398,000 |
| Securities available for sale | 13,180,000 | 12,934,000 | 12,072,000 | 11,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,262,000 | 37,635,000 | 35,975,000 | 37,927,000 |
| Interest-bearing deposits | 30,843,000 | 31,170,000 | 31,031,000 | 31,229,000 |
| Noninterest-bearing deposits | 6,419,000 | 6,465,000 | 4,944,000 | 6,698,000 |
| Equity capital | 4,737,000 | 4,801,000 | 4,838,000 | 4,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 666,000 | 1,018,000 | 1,373,000 |
| Interest expense | 78,000 | 152,000 | 226,000 | 298,000 |
| Net interest income | 251,000 | 514,000 | 792,000 | 1,075,000 |
| Noninterest income | 25,000 | 49,000 | 77,000 | 99,000 |
| Noninterest expense | 180,000 | 375,000 | 573,000 | 772,000 |
| Provision for loan losses | 10,000 | 21,000 | 31,000 | 42,000 |
| Pretax income | 86,000 | 179,000 | 277,000 | 372,000 |
| Income tax | 30,000 | 64,000 | 99,000 | 129,000 |
| Net income | 56,000 | 115,000 | 178,000 | 243,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,810,000 | 3,869,000 | 3,933,000 | 3,997,000 |
| Total capital | 4,078,000 | 4,149,000 | 4,221,000 | 4,273,000 |
| Risk-weighted assets | 21,373,000 | 22,273,000 | 22,939,000 | 21,950,000 |