Call reports 2013
COMMUNITY BANK OF MEMPHIS — 2013
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 41,490,000 | 41,437,000 | 40,480,000 | 42,261,000 |
| Total loans | 19,431,000 | 20,515,000 | 21,038,000 | 21,495,000 |
| Allowance for loan losses | 330,000 | 339,000 | 347,000 | 358,000 |
| Securities available for sale | 14,798,000 | 14,596,000 | 14,140,000 | 13,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,351,000 | 36,591,000 | 35,542,000 | 37,337,000 |
| Interest-bearing deposits | 30,709,000 | 30,607,000 | 29,949,000 | 30,555,000 |
| Noninterest-bearing deposits | 5,642,000 | 5,984,000 | 5,593,000 | 6,782,000 |
| Equity capital | 4,734,000 | 4,553,000 | 4,625,000 | 4,652,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 662,000 | 998,000 | 1,330,000 |
| Interest expense | 86,000 | 173,000 | 256,000 | 338,000 |
| Net interest income | 243,000 | 489,000 | 742,000 | 992,000 |
| Noninterest income | 30,000 | 65,000 | 91,000 | 114,000 |
| Noninterest expense | 189,000 | 368,000 | 548,000 | 737,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 38,000 |
| Pretax income | 75,000 | 168,000 | 258,000 | 331,000 |
| Income tax | 28,000 | 63,000 | 96,000 | 113,000 |
| Net income | 47,000 | 105,000 | 162,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,642,000 | 3,641,000 | 3,698,000 | 3,755,000 |
| Total capital | 3,889,000 | 3,901,000 | 3,961,000 | 4,021,000 |
| Risk-weighted assets | 19,674,000 | 20,691,000 | 20,939,000 | 21,200,000 |