Call reports 2012
COMMUNITY BANK OF MEMPHIS — 2012
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 38,640,000 | 39,967,000 | 39,080,000 | 40,474,000 |
| Total loans | 19,264,000 | 19,864,000 | 20,330,000 | 19,689,000 |
| Allowance for loan losses | 335,000 | 344,000 | 353,000 | 321,000 |
| Securities available for sale | 11,869,000 | 12,287,000 | 12,139,000 | 12,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,701,000 | 34,965,000 | 33,983,000 | 35,386,000 |
| Interest-bearing deposits | 28,443,000 | 29,057,000 | 28,949,000 | 28,905,000 |
| Noninterest-bearing deposits | 5,258,000 | 5,908,000 | 5,034,000 | 6,481,000 |
| Equity capital | 4,529,000 | 4,607,000 | 4,678,000 | 4,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 358,000 | 706,000 | 1,060,000 | 1,395,000 |
| Interest expense | 95,000 | 186,000 | 276,000 | 366,000 |
| Net interest income | 263,000 | 520,000 | 784,000 | 1,029,000 |
| Noninterest income | 26,000 | 54,000 | 81,000 | 108,000 |
| Noninterest expense | 185,000 | 359,000 | 535,000 | 717,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 95,000 | 197,000 | 303,000 | 384,000 |
| Income tax | 35,000 | 74,000 | 114,000 | 133,000 |
| Net income | 60,000 | 123,000 | 189,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,404,000 | 3,466,000 | 3,533,000 | 3,595,000 |
| Total capital | 3,642,000 | 3,711,000 | 3,783,000 | 3,838,000 |
| Risk-weighted assets | 18,934,000 | 19,475,000 | 19,907,000 | 19,389,000 |