Call reports 2011
COMMUNITY BANK OF MEMPHIS — 2011
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 38,378,000 | 38,420,000 | 38,598,000 | 38,836,000 |
| Total loans | 18,980,000 | 18,877,000 | 20,245,000 | 19,940,000 |
| Allowance for loan losses | 273,000 | 280,000 | 285,000 | 326,000 |
| Securities available for sale | 13,732,000 | 14,127,000 | 13,132,000 | 11,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,970,000 | 33,731,000 | 33,705,000 | 33,907,000 |
| Interest-bearing deposits | 28,819,000 | 29,059,000 | 28,719,000 | 27,682,000 |
| Noninterest-bearing deposits | 5,151,000 | 4,672,000 | 4,986,000 | 6,225,000 |
| Equity capital | 4,120,000 | 4,339,000 | 4,486,000 | 4,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 740,000 | 1,116,000 | 1,505,000 |
| Interest expense | 129,000 | 246,000 | 356,000 | 460,000 |
| Net interest income | 241,000 | 494,000 | 760,000 | 1,045,000 |
| Noninterest income | 25,000 | 49,000 | 78,000 | 106,000 |
| Noninterest expense | 205,000 | 388,000 | 557,000 | 743,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 53,000 | 140,000 | 258,000 | 378,000 |
| Income tax | 20,000 | 52,000 | 95,000 | 139,000 |
| Net income | 33,000 | 88,000 | 163,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,196,000 | 3,252,000 | 3,327,000 | 3,402,000 |
| Total capital | 3,444,000 | 3,498,000 | 3,579,000 | 3,648,000 |
| Risk-weighted assets | 19,827,000 | 19,612,000 | 20,110,000 | 19,566,000 |