Call reports 2009
COMMUNITY BANK OF MEMPHIS — 2009
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 36,422,000 | 36,826,000 | 36,950,000 | 37,683,000 |
| Total loans | 18,704,000 | 18,341,000 | 19,687,000 | 19,133,000 |
| Allowance for loan losses | 254,000 | 261,000 | 265,000 | 270,000 |
| Securities available for sale | 12,690,000 | 13,541,000 | 13,442,000 | 14,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,040,000 | 32,439,000 | 32,498,000 | 33,302,000 |
| Interest-bearing deposits | 27,754,000 | 28,515,000 | 28,283,000 | 28,957,000 |
| Noninterest-bearing deposits | 4,286,000 | 3,924,000 | 4,215,000 | 4,345,000 |
| Equity capital | 3,954,000 | 3,959,000 | 4,019,000 | 4,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 897,000 | 1,347,000 | 1,779,000 |
| Interest expense | 197,000 | 392,000 | 577,000 | 754,000 |
| Net interest income | 259,000 | 505,000 | 770,000 | 1,025,000 |
| Noninterest income | 24,000 | 52,000 | 77,000 | 104,000 |
| Noninterest expense | 180,000 | 383,000 | 574,000 | 800,000 |
| Provision for loan losses | 7,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 96,000 | 159,000 | 250,000 | 299,000 |
| Income tax | 34,000 | 57,000 | 89,000 | 102,000 |
| Net income | 62,000 | 102,000 | 161,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,809,000 | 2,849,000 | 2,907,000 | 2,944,000 |
| Total capital | 3,049,000 | 3,091,000 | 3,160,000 | 3,193,000 |
| Risk-weighted assets | 19,166,000 | 19,379,000 | 20,213,000 | 19,865,000 |