Call reports 2002
COMMUNITY BANK OF MEMPHIS — 2002
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 29,670,000 | 28,784,000 | 29,277,000 | 30,128,000 |
| Total loans | 13,482,000 | 14,172,000 | 15,236,000 | 14,672,000 |
| Allowance for loan losses | 139,000 | 142,000 | 148,000 | 149,000 |
| Securities available for sale | 12,930,000 | 12,475,000 | 11,985,000 | 10,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,450,000 | 25,328,000 | 25,132,000 | 26,261,000 |
| Interest-bearing deposits | 23,719,000 | 22,713,000 | 22,631,000 | 23,236,000 |
| Noninterest-bearing deposits | 2,731,000 | 2,615,000 | 2,501,000 | 3,025,000 |
| Equity capital | 3,099,000 | 3,264,000 | 3,375,000 | 3,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 799,000 | 1,193,000 | 1,575,000 |
| Interest expense | 214,000 | 408,000 | 587,000 | 766,000 |
| Net interest income | 192,000 | 391,000 | 606,000 | 809,000 |
| Noninterest income | 24,000 | 50,000 | 76,000 | 101,000 |
| Noninterest expense | 169,000 | 320,000 | 462,000 | 556,000 |
| Provision for loan losses | 5,000 | 9,000 | 15,000 | 21,000 |
| Pretax income | 42,000 | 112,000 | 205,000 | 333,000 |
| Income tax | 14,000 | 40,000 | 73,000 | 113,000 |
| Net income | 28,000 | 72,000 | 132,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,333,000 | 2,388,000 | 2,456,000 | 2,299,000 |
| Total capital | 2,472,000 | 2,530,000 | 2,604,000 | 2,448,000 |
| Risk-weighted assets | 15,328,000 | 15,503,000 | 16,368,000 | 15,949,000 |