Call reports 2001
COMMUNITY BANK OF MEMPHIS — 2001
What COMMUNITY BANK OF MEMPHIS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 26,775,000 | 27,855,000 | 28,265,000 | 29,555,000 |
| Total loans | 11,752,000 | 13,321,000 | 13,142,000 | 13,276,000 |
| Allowance for loan losses | 145,000 | 140,000 | 140,000 | 133,000 |
| Securities available for sale | 8,148,000 | 8,556,000 | 10,650,000 | 12,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,435,000 | 24,444,000 | 24,722,000 | 26,088,000 |
| Interest-bearing deposits | 20,449,000 | 22,068,000 | 22,226,000 | 23,135,000 |
| Noninterest-bearing deposits | 2,986,000 | 2,376,000 | 2,496,000 | 2,953,000 |
| Equity capital | 3,159,000 | 3,210,000 | 3,285,000 | 3,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 840,000 | 1,267,000 | 1,678,000 |
| Interest expense | 250,000 | 509,000 | 772,000 | 1,015,000 |
| Net interest income | 167,000 | 331,000 | 495,000 | 663,000 |
| Noninterest income | 20,000 | 44,000 | 69,000 | 91,000 |
| Noninterest expense | 128,000 | 254,000 | 394,000 | 544,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 10,000 |
| Pretax income | 54,000 | 116,000 | 165,000 | 200,000 |
| Income tax | 23,000 | 47,000 | 71,000 | 58,000 |
| Net income | 31,000 | 69,000 | 94,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,290,000 | 2,340,000 | 2,376,000 | 2,434,000 |
| Total capital | 2,435,000 | 2,480,000 | 2,516,000 | 2,567,000 |
| Risk-weighted assets | 13,339,000 | 14,703,000 | 14,654,000 | 15,276,000 |